Jose Rafael Aquino is a seasoned writer who specializes in the Finance and Tech industries. Jose is passionate about education and uses his writing skills to create informative content that improves the reader's understanding of complex industries. 

Before he started working as a writer, Jose studied at the Ateneo de Manila University where he was awarded a Bachelor of Science in Information technology Entrepreneurship. After graduating, Jose founded AKADS PH - a tech startup that allows parents to book tutors for students. Aquino has a strong understanding of the tech industry which extends to blockchain and web3 technologies.