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Tájékoztatás
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Do you live in Hungary and are you looking for financial advice on investing in stocks for the first time?
In this beginner’s guide, you’ll find the most important steps to investing in stocks . We’ll discuss how to choose a licensed and regulated broker, what fees to expect, how to place your first stock order, and tips on choosing the right stocks.
A lakossági befektetői számlák {etoroCFDrisk} %-a pénzt veszít, amikor CFD-kel kereskedik ezzel a szolgáltatóval.
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Stock investing – choosing the right broker
Before you buy stocks, you need to choose the best stock broker. Below we list the best brokers in Hungary and detail what you need to know about their fees and features. You can even enter the amount you want to invest and the number of trades to find out the costs for each broker.
Stock investment guide step by step 2025
This guide to investing in stocks is based on the processes of our recommended and regulated broker eToro , although the process is similar for most brokers. You can register using the form below if you find all the information on this page suitable.
1. Open an account with eToro today
To create an account on the eToro platform, you will need to provide some personal information, such as:
Full name
Address
Date of birth
Contact details
You will also need to choose a username and a strong password.
2. Upload your ID document
You can deposit up to $2,000 without having to upload your ID to the eToro site. If you want to deposit more than that, you will need to verify your account, as the eToro platform is regulated by the Financial Conduct Authority.
To do this, you simply need to upload a copy of your passport/driver’s license and a proof of address. This can be a recent bank statement or utility bill. Once you have uploaded the documents, eToro will verify them within minutes.
3. Place a deposit for your stock investment
The minimum deposit on eToro is $10. The supported payment methods are credit cards and bank transfer.
As briefly mentioned earlier, all eToro deposits are converted to US dollars for a 0.5% fee. This provides instant access to over a dozen financial markets – both in Hungary and overseas.
4. Buying shares, investing in shares
Once your eToro account is funded, you can buy your very first stock . In our example, we want to buy BP shares. To do this, we will type “BP” in the search box at the top of the screen and then click on the “TRADE” button. If you haven’t decided which stocks you want to buy, click on the “TRADE MARKETS” button and browse the eToro stock library.
Before you can buy shares in the company you have chosen, you need to create a ‘buy order’. As you can see from the screenshot below, the current market price of BP is 460.39p – and this changes almost every second. We will need to enter the amount we wish to invest in US dollars. In our example, we are buying $1,000 worth of BP shares. Note – we are buying the underlying asset, rather than using leverage and buying shares via a CFD.
Basics of stock investment in Hungary
To complete the stock investment process, we simply need to click on “OPEN TRADE”. Our order will be opened within a few seconds. That’s it – you have learned how to invest in stocks in Hungary in just four easy steps.
With the way stock investing works today, you can buy thousands of global stocks with the click of a button. All you need is an account with a trusted online stock broker .
Best of all, with hundreds of Hungarian brokers now competing for your business, fees and commissions have never been more competitive. In fact, there are Hungarian stock trading platforms that allow you to buy shares without paying any trading fees.
However, in addition to learning how to invest in stocks in Hungary, it is very important to learn the basics of how stocks actually work and how to invest. Having the basic knowledge will give you the best chance of avoiding costly mistakes. Top stock tip: Once you have purchased shares in a company, you should receive your stock certificate within two months.
What are shares? What is the benefit of investing in shares?
When a company decides to “go public,” it means it becomes a publicly traded company and is listed on a stock exchange. This allows everyday investors to buy “shares” in the company. As the name suggests, you own a “share” of the company you invest in – and your share is proportional to the number of shares you own.
The value of stocks is determined by market forces. In other words, if there are more buyers than sellers, the price of the stock will rise. When this happens, the value of your investment will follow.
If there are more sellers than buyers, the opposite effect will occur – meaning the value of your shares will decrease. As a shareholder of a company, you will be entitled to a number of benefits.
Share sale
This includes dividend rights and the ability to vote at the annual general meeting. You can sell your shares at any time during normal market hours. The amount you receive in cash is based on the number of shares you own compared to the company’s current share price. We recommend that you bookmark the stock terminology page when you buy your first share.
How much money can you make by investing in stocks?
If you want to know how much money you can make by learning to trade stocks in Hungary, try our handy investment calculator. Remember, based on historical data, stocks typically have an annual return of 6-7%.
How to make money with stocks – Returns on stock investment
There are three ways to do this: capital gains, dividends, and compound growth.
1. Stock investment – Capital gains
If the value of your shares exceeds the price you originally paid, this is called a “capital gain.”
For example:
Let’s say you buy 1,000 BP shares at 350p per share.
This means that your total investment is worth £3,500.
Five years later, BP shares are trading at 450p per share.
You are happy with your profit, so you decide to sell the shares.
He earned 100p per share (450p – 350p) and on 1,000 shares this means a profit of £1,000.
This £1,000 profit is called a capital gain.
2. Stock investment dividends
You will also have the opportunity to earn money from stocks in the form of dividends. The most basic form of dividends is when large companies share their profits with shareholders.
If and when this happens, you will be entitled to a portion of the payment. The specific dividend income will vary depending on the company’s performance. Not all stocks pay dividends, but if they do, they are typically paid every 3-6 months.
Here is a description of how stock dividends work:
Let’s say you own 500 HSBC shares
The company pays dividends every three months.
This time HSBC announces a dividend yield of 7%.
That’s £0.28 per share.
You own 500 shares, so you will receive a total of £140 (£0.28 x 500 shares)
The best thing about dividends is that you get them on top of your capital gains. Ideally, you invest in stocks that are growing in value while also paying dividends regularly.
Although past performance is never a sure indicator of future results, below you will find the average annual return of the FTSE 100 over the past 25 years.
If you want to mirror these returns, you should invest in an ETF or mutual fund that tracks the FTSE 100.
3. Investing in stocks – Compound growth
Instead of simply taking out capital gains or claiming dividend income, many investors try to reinvest the earnings of the asset to generate more income over time. This is called compounding. If you hold a stock for a long time and continuously reinvest the capital gains, you can achieve a compounding effect, generating profits from your profits.
Let’s look at an example of how compound interest works:
You invest £100 per month in an asset with a 6% return
If you continued this for 10 years, you would have invested £13,200 and would have £18,915
If you continued the same for 20 years, you would have invested £25,200 and would have £50,640.
Or, if you continued this for 40 years, you would have invested £49,200 and would have £209,201.
The reason an investment grows in this way is because it earns on the reinvested profits as well as on the original investment. This means that each year you earn more interest on both your initial investment and the compounding profits.
Compounding requires patience because the initial gains are low, but in the long run, this strategy can be extremely profitable. Of course, you have to factor in stock fluctuations, inflation, and fees, but if you do it right, compound interest can be one of the best ways to grow your wealth with stocks.
Stock investment – What should you consider?
Although stock markets have historically performed well, this is not the case for all companies. On the contrary, many companies – both in Hungary and overseas – are now worth a fraction of what they were when they were at their peak. This is particularly true for the UK’s leading banking sector – banks such as HSBC and Natwest never fully recovered from the 2008 financial crisis.
With that in mind, below are some useful stock tips to help you reduce your risk – useful when you are first investing in stocks in Hungary and are still learning how to trade.
Stock Investment Tip #1: Diversify as Much as Possible
In short, diversification is the opposite of putting everything on one plate. In other words, instead of investing in one or two companies, a well-diversified portfolio contains dozens, if not hundreds, of different stocks. Also, investing in companies across multiple sectors ensures that you are not over-exposed to any one niche area. For example, let’s say you have £5,000 to invest in the stock market.
An inexperienced investor can invest the entire £5,000 in a single company
A smart investor would probably buy shares in 100 different companies, each for £50. These 100 companies would cover a range of sectors.
Stock Investment Tip #2 : Start with Low Stakes
If you have never learned how to invest in Hungary before, it is worth starting with low stakes. On the one hand, most regulated Hungarian brokers require you to make a minimum investment amount, which is typically between £100-200. On the other hand, you do not have to invest your entire balance in a single trade.
On the contrary, on platforms like eToro, the minimum amount you can invest in stocks is $50. This way, you can start with small amounts and build your confidence without making big losses.
Stock Investing Tip #3 : Learn How to Research Stocks
When learning how to buy stocks, it’s also important to learn how to perform various stock analysis. This doesn’t mean complicated tasks like technical analysis or chart reading. Instead, you just need to make sure you’re constantly up to date on all the key market developments that could affect the value of your investment.
For example, let’s say you invest £3,000 in Royal Mail shares.
If Royal Mail announces that it plans to cut hundreds of jobs, how do you think this will affect the share price?
There is no doubt that such negative news could result in shareholders starting to sell in droves.
Accordingly, the value of the shares will decrease.
However, if you sell the shares immediately upon the news announcement, you will have the best chance of minimizing your losses and getting the largest possible return.
You may also want to sign up for news alerts on a third-party platform. For example, you can add companies you invest in to your portfolio on Yahoo! Finance and then choose to receive breaking news updates when important news comes out. For more information on stock market tips and how to sell stocks, check out our guide to the best stocks to buy.
Methods
Below are some examples of widely used stock analysis methods:
Price-to-earnings ratio: The price-to-earnings ratio (P/E) measures the relationship between a company’s earnings and its stock price. It can help investors determine whether a stock is undervalued or overvalued. You simply divide the current share price by the company’s earnings per share and get the ratio. While there are many other variables to consider, major U.S. stock markets average a price-to-earnings ratio of 13 to 15.
Debt-to-Equity Ratio: The debt-to-equity ratio measures how much debt a company has in relation to its equity. In simple terms, this ratio shows whether the company has too much debt. The result of the calculation is a ratio between 0 and 1 – the higher the number, the more debt the company has (relative to the amount of equity). When checking the debt-to-equity ratio, you should assess the type of industry the company operates in, as it is widely accepted that companies in certain industries have higher debt than others (such as construction companies).
Experienced investors also use a variety of other fundamental analysis methods. You can read more about the analysis you can do yourself in the How to Pick Stocks section.
Tip 4: Consider Copy Trading Portfolio
If you have little or no knowledge of how stocks work, you may want to consider the benefits of a trading copy portfolio . Platforms like eToro allow you to mirror the trades of experienced investors.
This includes not only their current portfolio, but each of their investments. The best part is that you can check the trader’s details before you invest any money. Copy trading essentially allows you to buy stocks without having to do anything – which is why this feature is so popular with new investors.
How to choose a Hungarian brokerage firm for stock investment
Now you know how buying stocks works, but do you have a reliable stockbroker that suits your investment ideas? There are many brokers who vary in terms of the tools, fees, and features available for trading, so you should take the time to research different platforms before signing up.
The most important factors you should pay attention to are:
Stock investment – Regulation of the Financial Supervisory Authority
The first – and most important – indicator that you should consider before joining a stockbroker’s platform is whether the broker is regulated by the Financial Conduct Authority ( FCA ) or another regulatory authority such as CySEC, ASIC, etc. This ensures that you can buy, sell and trade shares in a safe and reliable environment.
For example:
Every FCA broker must go through a time-consuming and lengthy application process before they can legally accept Hungarian traders.
The platform must have its accounting audited by the FCA on a quarterly basis.
Client funds must be held in segregated bank accounts. This is an essential safeguard as it means that the broker cannot use the funds you invest to cover its own working capital.
Keeping client funds in segregated bank accounts also means that if the broker were to run into financial problems, your money would be safe.
In summary, the bottom line is that you should never register with a Hungarian stock trading platform if you do not have this extremely important regulatory license!
Stock investment – Hungarian payment methods
Once you have assessed the broker’s regulatory status, you should look at what payment methods they accept. In the vast majority of cases, Hungarian stock trading platforms accept debit/credit cards and bank transfers. The latter is more suitable for larger deposits of over £10,000.
Depending on the broker, the bank transfer may take 1-3 business days to arrive in your account, but if you use instant bank transfer, the deposit can be credited within two hours.
What kind of shares are available for investment in Hungary?
As we briefly noted earlier, there are dozens of exchanges and tens of thousands of listed companies available. Crucially, the specific markets you can access depend on the broker you sign up with. For example, on eToro and IG, you can buy , sell, and trade shares in over 10,000 different companies .
This means the following exchanges:
London Stock Exchange (Great Britain)
Alternative Investment Market (Great Britain)
NASDAQ (USA)
New York Stock Exchange (USA)
Tokyo Stock Exchange (Japan)
Hong Kong Stock Exchange (Hong Kong)
And many, many more are available!
It is best to choose a stockbroker who operates in both the Hungarian and international markets, as this will give you the best chance of diversifying your risk. On eToro, you can buy shares on 60 different exchanges.
Stock investment – Fees and commissions
There are several fees and costs you need to consider when looking for a stockbroker, including trading commissions, annual account fees, and withdrawal fees.
The good news is that some Hungarian stock trading platforms do not charge any trading fees or annual fees when you buy shares. Instead, they earn income from the “spread” or a one-time conversion fee deducted from your first deposit (eToro, for example, charges 0.5%).
Stock market investing – the best stock trading platforms 2025
Finding the time to research the ins and outs of an online broker is a time-consuming task. Below, we’ve reviewed a selection of the best stock trading accounts that meet many of the minimum requirements needed to manage your stock investments. This includes, all-important, a license from the Financial Supervisory Authority, support for Hungarian bank/credit cards and bank accounts, and the ability to buy and sell shares of both domestic and international companies.
1. eToro – The best overall Hungarian stockbroker
eToro is our recommended broker because you can buy over 4,100 different stocks on its platform. To keep costs low, eToro even covers the cost of stamp duty, making it one of the cheapest brokers on the market. In terms of security and protection, eToro is a regulated broker and is very popular with millennials who are new investors. With a minimum deposit of $10, opening an account is super fast and very easy.
At eToro, you can invest in UK blue chip stocks like Tesco, BT and Rolls Royce, as well as the best technology ETFs and popular stocks like Amazon , Apple and Tesla . One of the main reasons eToro made our list is that you can buy and sell shares without paying any trading costs.
If you want to trade share CFDs – where leverage of up to 1:5 is available – you will also have to pay a small fee, called a spread. You can find out more about the difference between buying physical shares and trading share CFDs here.
eToro is licensed in both Australia (ASIC) and Cyprus (CySEC) – so it is under regulatory protection on multiple fronts.
It only takes a few minutes to get started: you need to open an investment account. The platform allows you to deposit with a Hungarian debit card and bank account – although the deposit must reach a minimum of $10.
The eToro platform
Once the broker has processed your deposit, it will be converted into US dollars for a low fee of 0.5%. This gives you access to international markets without having to constantly worry about exchange rates. If you wish to deposit more than £2,000, eToro will require you to provide identification documents.
The platform supports large investments – accepting up to £40,000 per card transaction and unlimited deposits via bank transfer. This also includes access to a VIP account manager and a face-to-face meeting at the London headquarters.
Another advantage of eToro is its copy trading feature, which allows you to copy successful stock investors and create similar portfolios. However, this feature comes with additional costs. For a more detailed overview, check out our eToro review .
Advantages:
Regulated and reliable
More than 4,100 stocks listed on multiple international markets
Deposits can be made by credit card or bank transfer.
You can copy other users’ trades
Personalized eToro account with the ability to set trading price alerts
A lakossági befektetői számlák {etoroCFDrisk} %-a pénzt veszít, amikor CFD-kel kereskedik ezzel a szolgáltatóval.
2. Pepperstone – Low fees, minimal spreads and professional analysis
There are few online exchanges that offer as many instruments at such low fees as Pepperstone .
Users can choose from a total of 2,400 different instruments, and these can be purchased at very low spreads. The premium Razor account fee is included in the spreads, so regular users can trade at an average of 0.77 pips, while Razor users can trade at an average of 0.87 pips.
However, it is worth switching to a Razor account, as this gives you access to MetaTrader and cTrader trading algorithms.
Normal users do not have this option, but they can also use the Copytrade function. This allows you to copy every move of the best traders, and any new purchase or sale will immediately appear in the user’s portfolio.
It is free to join, but the minimum deposit is $200. However, Pepperstone does not charge any inactivity fees, and there are no fees for deposits or withdrawals.
Compared to its competitors, a larger selection of indicators is available on the platform, so Pepperstone can be a good choice not only for trading, but also for preparing analyses.
Pepperstone fees:
Commission
0 percent
Deposit fee
free
Withdrawal fee
free
Inactivity fees
None
Advantages:
Premium, Razor profile available at a discounted price
A lakossági befektetők 74,6%-a pénzt veszít, amikor spread fogadásokkal és CFD-kkel kereskedik ennél a szolgáltatónál.
3. XTB – Stock investment with favorable conditions
If you are considering investing in stocks, this broker is worth considering. XTB is a particularly good choice, as there are many other instruments available in addition to stocks if you are willing to try something different. XTB offers easy account opening and navigation for clients, with mostly free or low-fee deposit and withdrawal options. The user-friendly trading platform is also suitable for beginners. It is available in both desktop and mobile optimized versions. However, traders should be aware of the inactivity fee, which comes into effect after one year and costs €10 per month if you do not trade. As a service, users receive commission-free stock trading if they trade under €100,000 per month.
In addition to investing in stocks, XTB is generally optimal for traders looking for a reliable CFD broker. XTB does not require a minimum deposit and has a number of high-quality educational materials and statistics. Opening an account is quick and easy. There are many other tools available, and anyone interested can also trade cryptocurrencies.
The company was founded in 2002 in Poland and was listed on the Warsaw Stock Exchange under the name „XTB” in 2009. It has offices in 12 different countries: Czech Republic, Hungary, Italy, Turkey, Chile, Belize, Germany, Slovakia, Portugal, Romania, Spain and France.
Suitable for beginners and professionals alike
XTB offers excellent conditions for both novice and professional traders, with low costs and an excellent web and mobile-optimized version that work seamlessly. This broker also guarantees client account protection, which can be an important consideration when starting trading and investing in stocks.
The broker offers competitively low spreads, no or low transaction fees. There is also no minimum deposit requirement, meaning traders can start trading with as little as €1. It is important to note that this broker is well-regulated, has multiple licenses, and is considered a reliable platform.
A lakossági befektetők 78%-a veszteséget könyvel el CFD-kereskedés során ezzel a szolgáltatóval.
4. Admiral Markets – Institutional-grade analytics app and nearly 7,000 different instruments in one place
If you consider it important to prepare professional analyses, then you should definitely consider joining Admiral Markets .
The site is regulated by regulators such as ASIC, CySEC, FCA, SRO, FSCA and JSC. Since its inception, Admiral Markets has been responsible for over $82 million in investor funds with a team of nearly 400 people.
The full range of available instruments includes nearly 7,000 different CFDs, FX and ETFs, with minimal spreads and fees.
What’s even better is that all investors are insured up to a maximum of €100,000, so you don’t have to worry about the safety of your deposit at all.
However, it is worth keeping in mind that social trading platforms are still in their infancy at Admiral Markets, so eToro or Pepperstone may be a better choice for novice traders.
Admiral Markets fees:
Commission
Built into spreads, may vary by instrument
Deposit fee
free
Withdrawal fee
free
Inactivity fees
$10 per month after 2 years
Advantages:
Wider selection than the competition
Countless trading tools available
Trading signals
Strictly controlled
340 employees and 100,000 euros of investment coverage
Disadvantages:
Social trading has only been available for a few years
High inactivity fee
Somewhat limited mobile app compared to competitors
A lakossági befektetői számlák 74%-án veszteség keletkezik, amikor ennél a szolgáltatónál CFD-kkel kereskednek.
5. Libertex – CFD broker with zero spread
Libertex has a unique trading offer as it charges only a small commission on buys and sells instead of spreads. This zero spread offer is very unique and is available in over 213 global markets.
When trading stocks, the commission varies between 0% and 0.5%, but with some account types you can get a 50% discount, and all this with zero spreads!
Libertex fees:
Commission
0%-0.5% for shares
Deposit fee
None
Withdrawal fee
1 EUR credit/debit card, 1% for Neteller, Skrill is free
A lakossági befektetői számlák 73.77%-a pénzt veszít az ezen az oldalon végzett CFD-kereskedés során.
6. AvaTrade – Wide range of stock trading accounts
AvaTrade offers users access to a wide range of trading platforms and account types, including spread betting, options trading, CFD trading, and Islamic swap-free trading accounts on the MetaTrader 4 and MetaTrader 5 trading platforms.
While you can trade stock CFDs through the AvaTrade platform, you also have access to over 1,250 global markets covering global stocks, commodities, indices , forex and cryptocurrencies.
What’s more, you can trade 100% commission-free with a broker regulated in six different jurisdictions.
AvaTrade fees:
Commission
0%
Deposit fee
None
Withdrawal fee
None
Inactivity fees
There is a $50 penalty if you don’t use your account for 3 consecutive months.
A lakossági befektetői számlák 71% -a pénzt veszít az ezen az oldalon végzett CFD-kereskedés során.
What are the advantages and disadvantages of investing in stocks?
Benefits of investing in stocks
Historically, stocks have yielded 5-8% annual returns – which is better than keeping your money in the bank
High liquidity – you don’t have to wait days to buy a company stock
If the value of the shares increases, the value of your investment will also increase.
Passive income source in the form of dividends
You can reduce your risks by creating a diversified stock portfolio
All stock trading platforms listed on the site are regulated
Some online stockbroking platforms allow you to buy stocks without commission
Deposits can be easily made with a Hungarian bank/credit card, e-wallet or bank transfer
A £1,000 investment in Amazon in 1997 is worth £2.5 million today!
Disadvantages of stock investing
You may lose money.
You must choose your own stock investments
There is no guarantee that the value of your shares will increase
Stock Investment – Summary
The process of buying shares in Hungary has changed significantly over the past decade. You no longer need to speak to a traditional stockbroker on the phone to place your orders. Instead, you simply choose a regulated online stock trading platform, make a deposit using a Hungarian bank card – and then select the shares you want to invest in. We recommend trying out the eToro broker.
A lakossági befektetői számlák {etoroCFDrisk} %-a pénzt veszít, amikor CFD-kel kereskedik ezzel a szolgáltatóval.
Stock investment frequently asked questions – FAQ
Is it possible to invest in shares of foreign companies?
Yes, the vast majority of Hungarian brokerage firms provide access to shares of both domestic and international companies. This includes, at a minimum, NASDAQ and the New York Stock Exchange. Brokerage firms like eToro go a step further by providing access to less liquid markets. These include Canada, Hong Kong, France, and even Saudi Arabia.
What Hungarian payment methods can I use to invest in shares online?
You can usually choose between bank/credit card or bank transfer. Some brokerage firms also support e-wallets.
What fees do I have to pay when buying shares?
Most Hungarian brokers charge a flat fee for each trade you make. This means you will pay the same fee when you buy shares and then again when you sell them.
How is it possible to buy shares on AIM?
You need to find an online broker that has direct access to AIM. If you find one, you can buy and sell AIM shares with the click of a button.
Péter a Tradingplatforms írója, elemzője és befektetője aki Győrben él. Tapasztalt piaci elemző, aki aktívan kereskedik, és több mint 10 éves tapasztalattal rendelkezik a pénzügyi piacokon. Szakterülete a napon belüli kereskedés és a hosszú távú befektetés különböző eszközosztályokban.
Péter érdeklődése és elkötelezettsége a pénzügyi piacok bonyolultságainak megértése iránt már fiatalon kibontakozott, és élete során ez vált a pénzügyi piacok mélyebb megértésének elkötelezett elérésévé.
Pter jártas a Forex és a részvénybefektetések bonyolult világában, és éles észrevételeivel tűnik ki. Szenvedélye, mellyel a pénzügyi piacok összetettségeit megfejti, mind a kereskedési, mind az írói területen nyilvánvaló. Munkáiban Péter megosztja tudását, és bonyolult pénzügyi fogalmakat tesz hozzáférhetővé a szélesebb közönség számára. Újabban a kriptovaluta piacok is érdeklik.