Инвестиционно злато – какво е, как да купя и къде да продам

If you haven’t heard of investment gold, then now, in this article, we will explain in detail what it is, how you can buy it, and what its advantages are.

To begin with, we can say that gold, unlike stocks, cryptocurrencies, and other investment methods, cannot completely lose its value. Yes, it may decline at a certain point, but statistics show that the price of gold always increases, and therefore it is a preferred investment method by many people.

How to buy investment gold – quick steps

Now we will show you how you can invest in gold in Bulgaria right away! We will show you how to trade investment gold through the eToro platform .

Additionally, you will have a wide choice of other gold markets, including ETFs and CFDs.

{etoroCFDrisk} % от сметките на инвеститорите на дребно губят пари при търговия с CFD (догвори за разлика)

How to make money from investment gold

Below we have listed 5 ways you can make money from investment gold:

1. Gold bars

Investing in physical gold, whether in the form of coins or bars, is one of the most exciting ways to own investment gold. But if you want to buy more gold, then you need to be prepared for the downsides.

Притежателите на злато разчитат на това, че неговата цена ще се качи, за разлика от тези, които имат акции от бизнес, например за злато, който може просто да изкопае повече злато и да увеличи печалбите си.

Освен в онлайн платформи като APMEX или JM Bullion, вие можете да инвестирате в златни кюлчета и от локални места или заложни къщи. Уверете се, че знаете колко е цената на златото на стоковия пазар преди да правите това, за да можете да сключите честна сделка. Ако ще купувате монети вместо кюлчета, то най-вероятно ще заплащате за колекционерската стойност на монетата, а не за златото, от което е изработена.

Рискове: ако не държите своето злато на сигурно място, някой може просто да ви го открадне, а освен това, когато се опитвате да го продадете, може да не успеете да вземете пълната му стойност, особено ако продавате монети и искате парите си веднага. Затова, може да се наложи да продадете своите инвестиции за много по-малко, отколкото би трябвало.

2. Фючърси на злато

Можете да спекулирате с цената на инвестиционно злато, за да видите дали тя ще се качи или ще спадне, а дори ако желаете можете и да вземете физически своята поръчка, но не това е главната цел на спекулаторите.

Най-голямото предимство, което ще имате, ако инвестирате в злато, използвайки фючърси, е размерът на ливъридж, който можете да използвате. Сравнително малка сума пари може да се използва за закупуване на много фючърси. Можете бързо да спечелите много пари, ако вашите инвестиции се движат в посоката, която сте предвидили.

В този вид договори (фючърси), ако златото не започне да се покачва, а напротив, започне да се срива, ще трябва да вложите още пари, за да можете да запазите договора активен, или ще изгубите всички свои инвестиции.

Като правило можем да кажем, че фючърсите са за много опитни инвеститори и не всички големи платформи предлагат този вид търговия.

3. Борсово търгуваните фондове и злато

Борсово търгуваните фондове, които следят златото са чудесна алтернатива на това да притежавате физическо злато или фючърси. Има няколко големи фондове на борсата, които се занимават с търговия с инвестиционно злато, като трите, които можем да ви кажем са SPDR Gold Shares (GLD), iShares Gold Trust (IAU) и Aberdeen Standard Physical Gold Shares ETF (SGOL).

Освен че е по-лесно за продажба на пазарни цени, борсовото злато има още едно голямо предимство пред кюлчетата- чрез фондът може да се търгува всеки ден, като цената варира както при акциите, Освен това можете да инвестирате в златна борса  от комфорта на вашия дом.

Рискове: борсите за злато се водят по цените на златото, така че ако има някакви промени, то борсата ще се води по тях. Златото е с променлива цена, както акциите, но все пак елиминирате най-големият риск- това да притежавате злато физически.

4. Акции в компании за добив на злато

Това да притежавате акции в компании, които добиват злато, е още един начин да се възползвате от покачващите се цени на златото.

Инвеститорите намират това за най-добрата алтернатива, защото могат да печелят по  два начина: първо от златото, когато цената му на пазара се вдигне, а освен това компанията може да увеличи добива си, което да увеличи съответно и инвестициите

Риск: Когато инвестирате в самостоятелни акции, първо трябва добре да се опознали бизнеса. Трябва да сте внимателни, когато избирате определена компания, защото има някои доста рискови на пазара. Трябва да избягвате малките и новите компании. Акциите също могат да бъдат с доста „плаващи“ цени.

5. Борсово търгуваните фондове и добив на злато

Не искате да се задълбочавате в индивидуални компании за добив на злато? Тога инвестирайте на борсата в самия добив на златото. Там вашите пари няма да зависят от представянето на определена компания, а от това как се справя целия сектор за добив на злато.

Сред най-големите борси в тази сфера са VanEck Vectors Gold Miners ETF (GDX), VanEck Vectors Junior Gold Miners ETF (GDXJ) и iShares MSCI Global Gold Miners ETF (RING). Златото се покачи с огромни темпове през последния месец, а този вид инвестиция ви предпазва от това да рискувате парите си само в една компания.

Рискове: въпреки че ви защитава от това определена компания да се справи зле, не можете да бъдете защитени от нещо, което оказва негативно влияние върху цялата индустрия, като например ниски цени на златото. Уверете се, че ще изберете точната борса за вас, защото не всички са еднакви, а някои включват рисковани и малки компании, които са по-рискови.

Ревю на най-добрите платформи за закупуване на инвестиционно злато

The best gold companies to invest in

Tavex – the best gold trading platform in Bulgaria

You can buy investment gold from Tavex in the online store at www.tavex.bg or in any Tavex office in Sofia, Plovdiv, Varna and Burgas.

Payments at Tavex offices are made only in cash and for amounts up to 10,000 BGN. You can pay for your products by bank transfer in advance and receive them at the office. The easiest way to do this is to use our online store, where you have this option.

Invest in gold for the long term

We tend to talk about debt and equity when we talk about investments. However, these days, you can see hybrid products that combine the advantages of both.

But, the important question is, should gold be included in your financial plan? When we talk about gold, we are not talking about it as jewelry, but as an investment.

Gold can be in the form of bars, electronic gold, or even a fund. As a result, any product that allows you to profit from the price of gold can be considered an investment in gold.

Isn’t the price of gold constant?

This is a fairly common question – what role can gold play in our investments if it rarely changes its price. If we look at history, gold has only given attractive returns during certain periods of time, for example, from 1971 to 1979 and from 2006 to 2011. If gold has only increased its price significantly twice in the last 50 years, is it worth investing in gold?

One more question, should we include gold in our financial plans? Yes, we should! Investing in gold is not only for long-term gains.

Diversification is more important than maximizing returns or creating wealth. Gold does not generate any income or returns, so it is not about profit. Price movements are usually driven by supply and demand.

In turbulent times, gold is your best choice

Gold is usually the right choice in turbulent and uncertain times, if we are to base it on historical data. For example, between 1971 and 1979, there was a major economic crisis.

The wars on the Arabian Peninsula, the oil embargo, Israel crashing gold, the Iran-Iraq war, the Russian invasion of Afghanistan, all caused the price of gold to rise almost 23 times during this period.

Another impressive jump in gold occurred between 2006 and 2011, when major crises occurred around the world and gold was extremely valuable. Even ignoring these periods, gold holds its value during times of economic and political instability.

Gold protects you from the collapse of other currencies

There are a few more things we need to talk about. Normal currencies are distributed by certain banks, these are dollars, euros, yen, rupees, levs, etc. It is almost impossible these days for banks to create a limited number of banknotes.

Over the past 9 years, major central banks have been putting more and more of their currency into circulation. This means that the price of the currency is falling, and while the effects of this may not be felt immediately, it will affect you and your portfolio someday.

However, gold has a limited supply and as a result its price does not fluctuate much, therefore, gold should be part of your portfolio.

You can hedge your portfolio with gold

Gold plays an important role in the economy due to its low correlation with movements in investment funds. The relationship between the economy and the commodity market is very complex and close.

If the economy is good, the stock market is good, if the economy crashes, the stock market crashes too. This is not the case with gold, it has very little to do with this process and can prevent large losses even if you have only put 10% of your investments in gold.

Gold is the longest-surviving secondary market

There’s something interesting about gold – the gold market is one of the longest-standing and longest-surviving. Gold is a global commodity whose demand never goes away.

Over the past 70 years, old companies have struggled, new companies have emerged, and others have gone under. Gold is probably the safest investment and will have a solid market even in 30 years.

Between 8-10% of your portfolio should be invested in gold. This will bring diversity and security to your investments.

Invest in gold short-term

The Fed is expected to hike rates in 2025., which makes gold less attractive because it doesn’t pay dividends or interest, when they go up, the price of gold itself goes up. This could discourage investors from making future investments in gold, which would have a negative effect on its price.

Risks of investing in gold

Investing in gold has some limitations and risks, here are some of them:

1. Security

Physical gold in the form of jewelry, for example, will always be at risk of theft due to its high value. However, digital gold is an option for investors who want to have the same benefits of gold without worrying about how to protect it.

2. Storage

Holding physical gold in the form of coins or jewelry has its disadvantages when it comes to storage:

• Theft is always possible
• You may need to buy a safe
• If you have gold in the form of ETFs, digital gold, etc., this eliminates these risks.

3. To buy and sell

The price of gold may be low, but the commissions are high, therefore, buying gold jewelry may cost you more in commissions or fees upon sale.

In this regard, gold ETFs fare better. An ETF investment in gold bullion can be bought and sold like a stock, and it usually has a lower price.

If you want to invest in gold without having large commissions, you can choose options such as digital gold, ETFs, gold funds, etc.

4. Concerns about gold purity

The true value of gold depends on its purity, which is measured in the unit of “karat.” The purest form of gold is 24K. If you invest in investment gold from reliable and reputable places, you don’t have to worry about the purity of the gold.

Additionally, you won’t have to worry about the purity of the gold if you buy it in any digital or other form.

5. No passive income

With certain stocks, funds, loans, etc., unlike gold, you can see passive income. If you want to retire early and live off passive income, you should consider this.

Selling your gold is the only way to make a profit.

Conclusion on the best ways to buy investment gold

Compared to traditional commodity exchanges, gold offers many advantages, the main one being that it holds its value. What’s more, the price of gold hasn’t crashed in thousands of years, meaning it’s limited and in demand. Investing in gold can also protect you from stock market crashes and rising inflation.

There are many ways to invest in gold, as we’ve mentioned throughout this article. These include ETFs, shares of gold mining companies, and even gold CFDs. eToro gives you access to these gold markets with just the click of a button.

In minutes you will be able to create your eToro account and have access to many investment options without monthly fees!

Frequently Asked Questions