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How to choose the best online stock and financial instruments trading platform for you

There are so many trading platforms available on the market that finding a suitable provider takes a long time.

Ultimately, you will be investing your hard-earned money, so you need to be 100% confident that you are choosing the right online trading platform for you and your financial goals.

Here are some features of stock and financial instrument trading platforms to consider:

Regulation

You may be tempted to choose a trading platform based on fees and supported markets, but your first thought should be whether your money is safe.

Check which financial regulators have issued a license to your chosen platform.

The best platforms for online trading of stocks, currencies, and financial instruments are regulated by FINRA and the SEC in the US, as well as ASIC in the UK and Australia, respectively.

If you are wondering why you need an online trading platform that is authorized and regulated, here are the advantages:

• Your funds will be held in separate bank accounts. This means that the stock and financial instruments trading platform will not use your money to finance its own operations and cover its debts.
• Regulated brokers comply with anti-money laundering legislation. Traders must verify their identity, which limits criminal capital.
• The trading platform will be audited by licensed auditors. This ensures a fair and transparent trading environment.

By choosing an online trading platform that is unregulated or licensed in a shady, offshore location, it means that your funds are at risk.

Assets

Online trading attracts investors of all sizes. While some investors want to trade stocks, others are interested in futures or options, or something else. So check if the broker you choose supports the markets and instruments you are targeting.

The best online trading platforms (trading for beginners) offer the following key assets:

• Shares and units
• ETFs , index funds and mutual funds
• Bonds
• Forex and commodities
• Bitcoin and other cryptocurrencies

It is easy to check whether your chosen trading platform supports your preferred markets and assets and instruments.

Taxis

We can't forget that the best trading platforms in the online space offer competitive fees. In some cases, the platforms offer a simple and transparent pricing structure. In others, the fee system is complex and confusing, making it difficult to estimate exactly how much you will pay for your operations.

The main fees that stock and financial instruments trading platforms charge are:

Trading commissions

The most important fee to check for is the trading commission. It can come in two different forms. Some trading platforms charge a flat fee. This means that you may have to pay, for example, $15 to buy a stock, and another $15 when you withdraw your profits.

In other cases, fees vary. Some trading platforms charge 1% of buy and sell positions. For example, if you buy a stock for $500, you will pay a commission of $5. When you close your position, if it is for $600, you will pay a commission of $6.

If you carefully review the list of the best online trading platforms for beginners, you will see that most of them do not charge commissions. You can buy stocks, ETFs, and other assets without paying fees or commissions.

Spreads

If you are experienced in investing and are investing for the long term, the spread will not impress you. However, if you are trading short-term and want to buy and sell forex, commodities, cryptocurrencies and more quickly, then the spread is key.

The spread is the difference between the buy and sell price of your chosen asset. In some cases, it is calculated as a percentage. If you are trading forex, the spread is stated in 'pips'.

Transaction fees

You may be surprised to learn that many online brokers charge transaction fees for deposits and withdrawals. The amounts vary by platform and can be a fixed amount or a percentage of the amount.

Other fees

In addition to commissions, spreads, and transaction fees, there are some other fees that trading platforms charge.

Among them are:

• Inactivity Fee: Some trading platforms will charge you a monthly fee if your account is inactive. An account is marked inactive usually after 12 months of inactivity, but some systems have a shorter period. Always check that you have funds in your account.
• Margin fees: If you plan on margin trading, you should also research the broker's fees. These are usually set as a percentage of the amount for each day you keep the position open.
• Account fees: It is important to check whether the trading platform you choose charges account fees. Typically, the fee is paid on a monthly basis.

Understanding the fee policies of stock, forex, and other trading platforms can be complicated and sometimes daunting, but it is extremely important.

Trading tools and features

It is extremely important to learn what features your chosen online platform for trading stocks and other assets offers. There are many useful trading tools that should not be overlooked.

Among them are:

Partial shares

Being able to buy fractional shares is very important if you are a small investor with a limited budget. After all, you may not want to pay more than $3,000 for a single share of Amazon or $1,700 for a single share of Google. Fractional shares allow you to buy a portion of a single share.

For example, our top-rated trading platform eToro allows you to invest in any of its 2,400+ stocks for just $50. This means you can invest $50 in a stock that’s worth $500, giving you 10% ownership. This is great not only for investors on a tight budget, but also for diversifying your portfolio.

Types of orders

Regardless of which online trading platform you decide to sign up with, you will need to place an “order” to execute a trade. However, the broker needs to know what you want to achieve from your trade. Although all trading platforms will offer “buy” and “sell” orders, there are other types of orders that may be useful to you.

The best online trading platforms offer stop-loss and take-profit orders. Both are crucial for trading in a risk-free manner.

Another important order is a “trailing stop loss.” It is offered by trading platforms like eToro and allows you to keep a profitable position open until it decreases by a certain percentage.

Copy Trading

If you want to actively trade in the financial markets but lack the experience and know-how, it’s worth trying out the Copy Trading feature. In its most basic form, it allows you to passively copy the trades of a trader of your choice. According to The Insight Partners, copy trading will reach a market share of $3.77 billion by 2028.

Thousands of verified investors trade with eToro using the Copy Trading feature. You can view each trader's profile, looking at key metrics such as past performance, average monthly return, risk rating, preferred asset class, and average trade duration.

When you find a trader whose trades you want to copy, you should start with a minimum of $200. Once confirmed, all positions of this trader will be reflected in your trading account. You can stop copying the trader at any time.

MT4/MT5

If you are an experienced trader then you will know that the MetaTrader (MT) series is extremely popular. For those who don’t know, both MT4 and MT5 are third-party trading platforms that sit between you and your chosen broker.

Many traders choose a broker that offers access to these online trading platforms as they come equipped with advanced tools.

Both MT4 and MT5 offer:

• Multiple technical indicators
• Charts and various tools
• Real-time quotes
• Mirror trading
• Automated trading option
• Mobile functionality

Not all trading platforms support MT4 and/or MT5, so you should check in advance if you want to use them.

Signals

Financial markets move dynamically, so you need to know every little detail that could affect their movement. Therefore, consider a trading platform that allows you to set up alerts. The best online trading platforms allow you to set up price notifications that are sent via email or through the trading application itself.

This is important because it lets you see when an asset has reached a certain price. For example, if you want to manually trade GBP/USD when it reaches 1.36, the best trading platforms will allow you to set up volatility price alerts. This will let you receive notifications if any of your chosen assets exhibit volatile price movements.

Training, research and analysis

The best online trading platforms take things to the next level by offering comprehensive training, meaning you can learn the basics of buying and selling financial instruments without having to use an external provider.

The most useful educational resources offered by the top-rated trading platforms are:

• Guides and blogs on key topics
• Webinars
• Podcast
• E-books
• Courses

In addition to educational resources, the best online trading platforms also offer a variety of research and analysis tools. This can include real-time news, trading and market sentiment information, chart reading tools, and technical indicators.

User experience

If you are trading online for the first time, choose a provider that guarantees a perfect user experience. A broker may have a perfect desktop interface, but its trading app may not offer the same experience.

If you prefer mobile investing, keep in mind that you will be entering positions on a small screen. Therefore, navigation is crucial. It should be easy to discover assets, research, enter orders, check portfolio values, and deposit/withdraw funds.

In most cases, the best trading platforms create apps for both iOS and Android devices. The app will be optimized for a specific operating system. If the trading platform offers demo accounts, you will be able to test it out without risking losing any funds.

Payment methods

To start buying and selling assets from the comfort of your own home, you will need to fund your trading account. Check what payment methods your chosen provider accepts.

In most cases, you will be able to transfer funds from your bank account. Some platforms allow this to happen quickly, while others take 1-2 days to process. Consider whether trading platforms that offer debit/credit card payments as an option are a good option for your purposes.

If you use the top-rated trading platform eToro, you will be able to deposit funds via Visa and MasterCard, as well as e-wallets such as Paypal, Neteller, and Skrill.

Customer service

There can be huge differences in the level of customer service between platforms. Some brokers only support email or online support. These online trading platforms should be avoided as it can often take days to get a response. According to statistics from 123Builders, 61% of users change their service provider after a single unresolved issue.

Choose a stock and other asset trading platform that offers real-time customer service. The best way to contact them is via live chat or phone support.

Check the working hours of the customer service teams. Most platforms do not offer service during the times when most markets are closed. Usually, service is 24/5.

How to trade with the best online trading platform

So far, we've discussed the best online trading platforms. We've also explained the important features you should look for when choosing a provider.

Now we'll look at how to get started with arguably the best trading platform.

Step 1: Open an account and upload your ID

Regardless of which trading platform you decide to join, you will need to start the process by opening an account. With eToro, this can be done in minutes.

Open the eToro website and click the 'Join' button. Enter your personal details – full name, nationality, exact address, date of birth. The trading platform will also ask for an email address and phone number.

Step 2: Verify identity

eToro is regulated by the UK Financial Conduct Authority, which means you must prove your identity in order to make deposits and withdrawals.

You must attach a copy of the following two documents:

• Valid ID or driver's license
• Utility bill or bank statement (issued within the last 3 months)

In most cases, eToro will automatically validate the documents and your account will be verified immediately.

Step 3: Deposit funds

The next step is to fund your trading account with eToro.

You can choose from several convenient translation methods:

• Debit card
• Credit card
• E-wallets (Paypal, Skrill or Neteller)
• Bank transfer

The minimum deposit is 20 EUR/USD/GBP for all payment methods except bank transfer which requires 250 EUR. There are no deposit fees.

Step 4: Explore supported trading markets

Once you have funded your eToro account, you can start looking for assets to trade. Search for the markets that interest you.

If you want to see the supported assets, click on the 'Trade Markets' button. There you will see the tradable asset classes, such as stocks, cryptocurrencies, ETFs, forex and commodities. You will also find information about the instruments with the strongest growth, the strongest decline and the most volatile markets.

Step 5: Start trading

When you have selected an asset to trade, place an order. In the example below, we show an order for Bitcoin .

You can trade the markets in real time and place stop-loss or take-profit orders.

Frequently Asked Questions